The Right to Your Denied Long-Term Disability Claim File

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Listen to the oral arguments in the Fourth Circuit Court of Appeals in Richmond Virginia as long term disability attorney Ben Glass explains why Aetna insurance company violated ERISA’s rules when it refused to hand over the claim file to an unrepresented (at that time) claimant.

Here’s what happened: Aetna denied the claim. The claimant appealed and then asked for her claim file. Aetna said “no,” we won’t give it to you.

Does that violate ERISA’s long term disability claim regulations? Of course it does!

Aetna thought it could get away with not providing the claim file to a claimant, who, at that time, was trying to handle her claim on her own.

She hired the Disability Team at BenGlassLaw to help her.

In this oral argument from the Fourth Circuit Court of Appeals in Richmond, Virginia, long-term disability attorney Ben Glass (Fairfax, VA) represents a claimant whose long-term disability claim was unjustly denied due to Aetna’s failure to follow the rules.

This case highlights the importance of claimants having access to all relevant information to effectively communicate with insurers and spot violations of ERISA regulations.

BenGlassLaw is home to the ERISA Long-Term Disability Podcast.

Each hearing we discuss points to the need for more transparency and fairness in the ERISA process. We emphasize why it’s crucial for every claimant to be well-informed and advocate for themselves effectively. Our podcast aims to equip you with essential knowledge and insights into navigating these complex issues.

Subscribe to the BenGlassLaw ERISA Litigation Podcast

Client Testimonials

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5 Stars

Google Review

When the insurance company wrongly cancelled my sonโ€™s disability payments, we were scared and desperately needed help. A medical disability is frightening to experience and often overwh…

– Kelly Merenda

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5 Stars

Google Review

I cannot recommend BenGlassLaw enoughโ€”outstanding is truly an understatement! From the very beginning, the entire team has been exceptional, thoughtful, and highly responsive. They made…

– Cairo Times

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5 Stars

Google Review

I received an excellent recovery for my car accident. I was struck while riding my bicycle in a bike lane. Thankfully my injuries were not permanent. Melissa and Allie were able to give…

– Shay Glass

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5 Stars

Google Review

I can not thank Lisa and Tammy enough! Lisa came highly recommended. She took on Progressive and WON! They even found $75k in extra insurance I didnโ€™t even know I had! Total settlement …

– M M

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5 Stars

Google Review

It was a good experience dealing with people like Melissa and Allie and excellent service from them, very grateful to see me helped in the case of a car accident, thank you for your ser…

– Oscar Cuevas

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5 Stars

Google Review

Melissa and Autumn are the BEST! They made sure I was informed and updated through the entire process. With every question I had they had a honest answer for me. These ladies fought for…

– N. Westbrook Hicks

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Case Results

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$3 Million

Long-Term Disability Insurance Claims

High earning salesperson with โ€œstiff person syndromeโ€ awarded $10,000 a month in disability benefits

$1.825 Million

Long-Term Disability

Global HR Business Partner suffering from Rheumatoid Arthritis has long-term disability benefits restored after Hartford Insurance denies disability claim

$1.4 Million

Long-Term Disability

After being injured in a car accident, a software engineer is awarded disability benefits on appeal after getting denied by the insurance company.

$1.3 Million

Long-Term Disability Insurance Claims

Fairfax County Special Education Teacher Now Eligible to Collect Nearly $1.3 Million in Disability Benefits Following Successful Long Term Disability Appeal

$1.2 Million

Long-Term Disability Insurance Claims

Sometimes the coolest companies to work for donโ€™t always have the coolest benefit plans.

$1 Million

Long-Term Disability

We fought for our client against an insurance company that ignored facts and terminated benefits on a very minuscule review.

$986,000

Long-Term Disability

A public school teacher was diagnosed with chronic lyme disease. Short term disability claim was denied when insurance company said she was misdiagnosed.

$947,394

Long-Term Disability Insurance Claims

CIGNA reinstates long-term disability benefits after Pro Se appeal denied. Second appeal is successful. Almost $1,000,000 in lifetime benefits

$761,380

Long-Term Disability

Long-Term Disability Client with Ankylosing Spondylitis Wins Against Prudential Disability Insurance

$750,000

Long-Term Disability

BenGlassLaw Long-Term Disability Team Wins Benefits for Physical Therapist Assistant ceased working due to a multitude of debilitating symptoms

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BenGlassLaw fights for wrongfully denied workers across the nation. 

Since 1995, BenGlassLaw has been helping sick, injured, and disabled workers fight unfair claim denials, get the benefits they paid for, and get their lives back on track. We are passionate about restoring our clientโ€™s denied benefits because insurance policies should be part of the solution, not a cause of additional stress. What makes our team unique?

  • Our Experience. We file more long-term disability appeals and lawsuits than any other firm in the Mid-Atlantic. (Source: Pacer, the official government site for Federal Court lawsuits) 
  • Our Leadership.  Our work in ERISA Law is recognized and respected across the nation. We speak at national events and teach other national disability attorneys about our own techniques and processes for handling ERISA and life insurance denials.
  • Ongoing Support. Once we get our clients back on claim, itโ€™s never them vs the insurance company again. For as long as our client receive benefits, we handle the insurance company โ€” which is why we manage over $33 million in future disability benefits on behalf of our clients.
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