Mom of Three Wins Long-Term Disability Appeal Against The Standard
Getting long-term disability benefits for whiplash can be tough. Our client, Lisa Thompson (not her real name), was a mom of three and a professional who loved science and computers. Her life changed in 2019 when a car accident left her with severe injuries, including whiplash, a frozen shoulder, and worsened pre-existing conditions like carpal tunnel and chronic neck pain. Despite trying to go back to work, her pain and memory problems made it impossible.
The Standard initially approved her short-term disability for whiplash but denied her long-term benefits, claiming there was no proof of her symptoms. They used a doctor who never examined Lisa and ignored the evidence from her doctors and MRI results.
Determined to fight, Lisa hired the BenGlassLaw long-term disability team. We gathered nearly 100 pages of medical records and research to prove her conditions were real and painful. We also showed court decisions in similar cases where symptoms like hers were considered when backed by medical evidence.
Our appeal argued that The Standard unfairly ignored Lisa’s medical evidence. They finally reversed their decision, awarding Lisa the back benefits she deserved and restarting her monthly disability payments. The BenGlassLaw team will keep managing her case to ensure she stays on claim as long as needed.
Disabling Medical Conditions
Whiplash: Caused by rapid neck motion, leading to headaches, memory issues, sleep problems, intense pain, and numbness, making it impossible for Lisa to concentrate at work.
Frozen Shoulder: Resulting from the accident, causing severe pain and limited movement, further restricting Lisa’s ability to work.
Carpal Tunnel Syndrome: A pre-existing condition worsened by the accident, causing increased pain and numbness in her hands and wrists.
Chronic Neck Pain: A pre-existing condition worsened by the accident, causing continuous pain that affected Lisa’s daily activities and work.
If Lisa remains disabled until the maximum end of benefits date, the total value of her case is $1,396,990.35.
Other Important Disability Information:
- Disability Benefits for Long-Covid
- What Disability and Life Insurance Plans are Subject to ERISA?
- Engineer Wins Appeal Against Reliance Standard Life Insurance after Suffering Head Injury
- How Doctors Should Buy Long-Term Disability Insurance
- Will Insurance Pay My Chiropractor Bills After a Car Accident in Virginia?