What are the Top 3 Mistakes Claimants Make in Submitting a Long Term Disability Claim?
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The Top 3 Mistakes In Making a Long-Term Disability Claim
- Filing a claim before there is sufficient medical and vocational proof in the file, thus finding yourself in the position of having quit work but getting no benefits. A doctor’s “off work” note will often not suffice to get you paid your long-term disability benefits.
- Failing to make a timely claim. If your income has been reduced but you can still work (for example, a doctor who can no longer operate but who still has a thriving office practice), you may have a claim for partial disability benefits that you are forfeiting by not pursuing a disability claim now. We have seen high wage earning professionals be advised that they make too much money to make a claim. This advice is often wrong. In one case an ObGyn who could no longer deliver babies, but who still had a thriving office practice, forfeited $1.82 million in partial disability benefits.
- Not understanding the disability claims process – this leads to frustration and claim denials simply because the claimant was not organized at the beginning of the journey.
Long Term Disability Pre-Claim Reviews and Consultations with BenGlassLaw Attorneys
Take control of your long-term disability claim with our paid consultation services with an experienced long-term disability attorney. One of our experienced team of attorneys will review your medical records and your long term disability policy, talk to you in-person, or by phone or Zoom. Our long-term disability attorneys, Ben Glass or Damon Miller, will give you an in-depth look at your case and help you avoid costly mistakes that can cost you hundreds of thousands of dollars over the life of your claim. Get peace of mind by scheduling a consultation with us today.
Oh, and there’s one more big mistake people make in selecting a lawyer: failing to work with an experienced long-term disability attorney with a proven track record of success. Discover the Four Key Signs to Choosing Your Ideal Long-Term Disability Lawyer.
Additional Resources:
The BenGlassLaw MasterClass in Long-Term Disability Insurance Claims
What High Wage Earners Need to Know About Long-Term Disability Claims
How Much Should You Pay a Good Long Term Disability Attorney
The BenGlassLaw Long-Term Disability YouTube Channel
BenGlassLaw feature article at The White Coat Investor Website